Real Estate : New-Jersey-Real-Estate-Salesperson Questions & Answers

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Real Estate New-Jersey-Real-Estate-Salesperson Exam Syllabus Topics:

Real Estate New Jersey Real Estate Salesperson Sample Questions:

1. Are electronic signatures enforceable on a real estate contract?

A) No, because they must be signed and witnessed.
B) Yes, because they are legal in real estate transactions.
C) No, because they are only allowed on deeds.
D) Yes, because they are allowed by the federal government.

2. A home sold for $400,000. It was appraised for $402,000, and the assessed value was $320,000. Assume in this situation, the real estate transfer tax of 1% is paid by the grantee. How much will the seller owe at closing for transfer fees?

A) $4,020
B) $0
C) $3,200
D) $4,000

3. An appraisal made by a certified appraiser is required:

A) when the buyer is using an FHA loan to purchase.
B) before real property can transfer from one owner to another.
C) before any property settlement in a divorce.
D) when heirs receive property.

4. A buyer made an offer to purchase a home using a VA loan, but the property's appraised value was determined to be less than the contract price. If the buyer really wants the property, which of the following choices is the buyer's best option?

A) Do nothing, because the seller must sell the property at the appraised value.
B) Seek an FHA lender who will automatically make up the difference between the contract price and the appraised value.
C) Make up the difference between the contract price and appraised value in cash.
D) Hire an appraiser and see if a second appraisal yields a higher appraised value.

5. Rules for Truth in Lending and RESPA call for disclosure documents to borrowers. How can a managing broker best prepare associated licensees to manage these disclosures?

A) The buyer's broker can provide samples so that when the licensee and the borrower prepare the forms they are following a good example.
B) The managing broker should train licensees to advise borrowers to accept the Loan Estimate right away.
C) Because the lender has primary responsibility to provide these forms, the broker and licensees should be aware of the items required for the lender to comply.
D) Because the listing broker will be primarily responsible for completing the Loan Estimate to send to the lender, the broker should train associated licensees to collect all the necessary information in a timely fashion.

Solutions: