Maryland Insurance Administration : Accident-and-Health-or-Sickness-Producer Questions & Answers
Last Updated: Oct 08, 2026
No. of Questions: 92 Questions & Answers with Testing Engine
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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Practice Q&A's
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The best study tools keep improving, and so does ActualTorrent. The Accident-and-Health-or-Sickness-Producer bank of 92 practice questions for the Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 exam is refined continuously based on exam changes and user feedback — and those improvements reach you free for a full year.
Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Overview:
| Certification Vendor: | Maryland Insurance Administration |
|---|---|
| Exam Name: | Accident and Health or Sickness Producer License Examination |
| Exam Number: | Series 20-24 |
| Exam Format: | Multiple Choice |
| Passing Score: | 70 |
| Certificate Validity Period: | License renewal every 2 years; continuing education required |
| Available Languages: | English |
| Real Exam Qty: | 100 |
| Related Certifications: | Life Producer Property and Casualty Producer |
| Exam Price: | $68 |
| Exam Duration: | 150 minutes |
| Sample Questions: | DOWNLOAD DEMO |
| Exam Way: | Computer-based testing at Pearson VUE test centers |
| Pre Condition: | Must be at least 18 years old; no felony convictions related to insurance; completion of pre-licensing education may be required |
| Official Syllabus URL: | https://insurance.maryland.gov/ |
Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Social Insurance Programs | 8-12% | - Medicaid programs - Medicare Part A, B, C, D - CHIP (Children's Health Insurance Program) - Social Security disability benefits |
| Topic 2: Marketing Practices | 8-12% | - Marketing regulations - Prohibited practices - Advertising guidelines - Producer responsibilities |
| Topic 3: Maryland Insurance Laws and Regulations | 20-25% | - Privacy and confidentiality requirements - Producer licensing requirements - Maryland Insurance Code - Violations and penalty provisions - Consumer protection regulations - Unfair claim settlement practices |
| Topic 4: Types of Health Insurance Policies | 20-25% | - Group health insurance - Individual health insurance - Disability income insurance - Dental and vision insurance - Long-term care insurance - Medicare and Medicaid |
| Topic 5: Policy Provisions and Clauses | 18-22% | - Exclusions and limitations - Coverage terms and conditions - Deductibles and copayments - Benefit periods - Waiting periods - Preexisting condition clauses |
| Topic 6: Field Underwriting and Application Process | 8-12% | - Application procedures - Agent responsibilities in enrollment - Risk classification - Medical underwriting |
Frequently Asked Questions: Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Exam
Computer-based testing at Pearson VUE test centers Register for the Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 exam through these official channels:
With your exam date confirmed, the 92 practice questions from ActualTorrent — delivered by email within 1 minute — turn the waiting weeks into structured preparation.
Per the official outline, the Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 exam spans 6 domains, led by Policy Provisions and Clauses (18-22%), Field Underwriting and Application Process (8-12%), and Marketing Practices (8-12%). The complete breakdown is in the topics section above; the 92 practice questions at ActualTorrent cover all of it.
Passing the Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 exam requires 70, and the registration fee is $68. Since retakes are not free, a readiness check with the ActualTorrent practice engines is a sensible step before you commit to an exam date.
The Accident-and-Health-or-Sickness-Producer exam is a Maryland Insurance Administration certification exam covering the Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 syllabus outlined above. It contributes to these credential paths: Property and Casualty Producer, Life Producer. In a competitive market, a Maryland Insurance Administration credential signals verified capability to employers — which is why candidates keep choosing it in 2026. ActualTorrent prepares you with 92 practice questions in PDF, Desktop Test Engine, and Online Test Engine formats.
What if I fail the Accident-and-Health-or-Sickness-Producer exam after preparing with ActualTorrent?
Then the written refund policy applies. If you take the Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 exam within 60 days of purchase and do not pass, ActualTorrent refunds you in full. The policy excludes exams taken within 3 days of purchase, exams never actually taken, free materials, and expired orders, and the candidate name must match the payer name. Submit a scan of your enrollment slip and the official Score Report PDF within 2 days of the exam; claims are processed within 7 days. Prefer to keep going? Exchange for two free exam products of equal value and retain your original update service. Delivery is by email within 1 minute of purchase — contact support if nothing arrives within 2 hours.
Maryland Insurance Administration recommends these training resources for the Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 exam:
Pair official training with the 92 practice questions from ActualTorrent to convert study time into exam readiness — especially effective when you are fitting preparation into fragmented hours.
Expect 100 in 150 minutes on the Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 exam. The ActualTorrent Desktop Test Engine reproduces this environment — real timing, exam-style flow — so the actual test day feels like a rehearsal you have already done.
Everything you need in one purchase: 92 practice questions for the Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 exam across three formats — a printable, expert-prepared PDF with instant download; a Desktop Test Engine for Windows that simulates the real exam environment with two practice modes and works offline; and an Online Test Engine for any browser on Windows, Mac, Android, and iOS, complete with test history and performance review. Also included: a free demo, 365 days of free updates, a 50% renewal discount afterward, and unlimited computer installations.
Must be at least 18 years old; no felony convictions related to insurance; completion of pre-licensing education may be required Requirements can be revised, so confirm the latest on the official Maryland Insurance Administration exam page before booking.
Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:
An insurance producer provided several examples to the applicant persuasively demonstrating that the insurance coverage offered under his company's policy was superior to a competitor's product. The insurance producer knew he was misrepresenting or stretching the truth in order to induce the applicant to forfeit her current policy and purchase a similar but inferior insurance policy from him. The insurance producer is involved in which one of the following unfair trade practices?
- A. Rebating
- B. Fraud
- C. Discrimination
- D. Twisting
Correct Answer: D 🗳️
Explanation: Only visible for ActualTorrent members. You can sign-up / login (it's free).
An insurance producer or advisor in the State of Maryland can be disciplined by the MarylandInsurance Administration for all of the following EXCEPT:
- A. Making false or misleading statements about dividends previously paid on similar policies
- B. Filing a complaint on behalf of the consumer with the Maryland Insurance Administration
- C. Making a misleading statement about the financial condition of an insurer
- D. Using inappropriate description of a policy to hide the true nature of the policy
Correct Answer: B 🗳️
Explanation: Only visible for ActualTorrent members. You can sign-up / login (it's free).
An elimination period in a disability income insurance policy is the:
- A. Same as the probationary period
- B. Period between the start of a disability and the beginning of benefits
- C. Time period the policy is in force
- D. Time during which benefits are paid under the policy
Correct Answer: B 🗳️
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An insured incurs a covered accident and health insurance loss on May 30, which is submitted to the insurer on June 8. If the insured terminated coverage on June 1, the insurer:
- A. Can refuse to pay the claim under the pre-existing conditions exclusion
- B. Must pay the claim upon receipt of the proof of loss
- C. Can refuse to pay the claim because coverage has been terminated
- D. Must pay the claim within one year of termination of coverage
Correct Answer: B 🗳️
Explanation: Only visible for ActualTorrent members. You can sign-up / login (it's free).
Accident and health policies must cover physically or mentally handicapped dependent children:
- A. For life
- B. To age 19
- C. To age 25
- D. Until they become self-sustaining
Correct Answer: A 🗳️
Explanation: Only visible for ActualTorrent members. You can sign-up / login (it's free).
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