Maryland Insurance Administration : Accident-and-Health-or-Sickness-Producer Questions & Answers

Last Updated: Oct 08, 2026

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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Practice Q&A's

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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Overview:

Certification Vendor:Maryland Insurance Administration (MIA) / PSI Services LLC (exam delivery provider)
Exam Name:Maryland Accident and Health or Sickness Producer Examination (Series 20-24)
Exam Number:Series 20-24
Exam Price:USD 44–65 (varies by PSI testing center fees)
Available Languages:English
Passing Score:70%
Certificate Validity Period:Typically 2 years (renewable via continuing education requirements)
Exam Format:Multiple Choice, Computer-Based Testing
Real Exam Qty:Approximately 100–110 (varies by state update cycle)
Related Certifications:Property and Casualty Producer (P&C)
Maryland Life Producer
Combined Life, Accident & Health License
Exam Duration:120 minutes
Recommended Training:Maryland Insurance Pre-Licensing Education Providers (state-approved schools)
PSI Candidate Information Bulletin (Maryland Insurance Exams)
Exam Registration:PSI Exams Scheduling (Maryland)
Maryland Insurance Administration Licensing Portal
Sample Questions: DOWNLOAD DEMO
Exam Way:Computer-based exam administered at PSI testing centers (or remote proctored PSI option where available)
Pre Condition:Completion of Maryland-approved pre-licensing education (typically 40–60 hours for Accident & Health producer license)
Official Syllabus URL:https://insurance.maryland.gov

Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

SectionObjectives
Topic 1: General Insurance Principles- Insurance concepts
  • 1. Risk, peril, hazard
    • 2. Principles of indemnity and insurable interest
      Topic 2: Accident and Health Insurance Basics- Types of coverage
      • 1. Accidental death & dismemberment (AD&D)
        • 2. Disability income insurance
          • 3. Medical expense insurance
            - Policy structure and provisions
            • 1. Exclusions and limitations
              • 2. Definitions and clauses
                Topic 3: Health Insurance Systems- Government health programs
                • 1. Medicare basics
                  • 2. Medicaid basics
                    - Managed care models
                    • 1. HMO, PPO, POS
                      Topic 4: Insurance Law and Regulation (Maryland)- Maryland Insurance Administration rules
                      • 1. Producer licensing requirements
                        • 2. Unfair trade practices (rebating, twisting, misrepresentation)
                          Topic 5: Policy Administration and Ethics- Ethical obligations
                          • 1. Disclosure requirements
                            • 2. Suitability and fiduciary duties

                              The Honest Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 FAQ

                              The Accident-and-Health-or-Sickness-Producer exam is how Maryland Insurance Administration decides who earns the Accident and Health or Sickness Producer License certification, positioned at the Producer (Licensing Level) level. It checks whether you can apply the Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 objectives to realistic problems — the skill employers are actually hiring for. It also sits within a broader certification ecosystem covering Maryland Life Producer, Property and Casualty Producer (P&C), Combined Life, Accident & Health License, so the effort compounds across your career. In a crowded global market, that badge is a competitive edge you can point to.

                              The Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 blueprint spans 5 domains, led by Health Insurance Systems, Accident and Health Insurance Basics, and Insurance Law and Regulation (Maryland). Use the weightings as a budget: heavier domains earn heavier slices of your week. The full topic breakdown is in the exam topics section above — plan against it, not against hunches.

                              The Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 exam fits Approximately 100–110 (varies by state update cycle) questions into 120 minutes. Do the arithmetic before test day: minutes divided by questions is your per-item budget, and anything eating double its budget gets flagged for the end-of-exam sweep. Rehearse the pacing against a live timer — every ActualTorrent engine session enforces one — until finishing with spare review time is routine.

                              Passing Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 takes 70%, and each attempt costs USD 44–65 (varies by PSI testing center fees) — retakes included, at full price. The rational strategy is arriving over-prepared: drill with ActualTorrent practice questions until your timed scores clear the mark several sessions running, then register. You're not being timid; you're refusing to buy the same exam twice.

                              Maryland Insurance Administration lists the Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 question formats as: Multiple Choice, Computer-Based Testing. Format shapes tactics — find the real question sentence inside long scenario stems before reading the details, and re-verify every selection on multi-answer items. ActualTorrent's 92 practice questions exercise these formats until they feel like old acquaintances.

                              The Accident-and-Health-or-Sickness-Producer exam is available in English. Choose whichever language keeps your reading fastest under the clock — in a timed exam, slow comprehension taxes every single question. Testing in English? Daily work with ActualTorrent's English Accident-and-Health-or-Sickness-Producer practice questions doubles as terminology training.

                              The certification earned via the Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 exam remains valid for Typically 2 years (renewable via continuing education requirements). Mark the expiry date the day you pass and research the recertification path well before it approaches — a planned renewal is an errand; an expired credential is a project. Maryland Insurance Administration owns these rules, so confirm the current ones on the official certification page when your window nears.

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                              Many candidates mix them — PDF for notes, an engine for timed rehearsal.

                              Yes. ActualTorrent's free Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 PDF demo contains genuine sample questions with verified answers, so you can judge quality firsthand. Every purchase includes 365 days of free updates, and renewing after expiry costs 50% of the regular price from your member zone. Look before you buy — material this confident has nothing to hide.

                              Continuously. As Maryland Insurance Administration adjusts the Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 exam, our experts revise the bank to match, with customer feedback feeding the same loop. Updates are free for 365 days through your member zone; follow the New Releases section or the ActualTorrent newsletter, and re-verify your version 3-4 days before your exam. Expired products repurchase at 50% off to restart the service.

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                              Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

                              Question #1

                              Medical expense insurance typically EXCLUDES coverage for:

                              • A. Expenses incurred for primarily cosmetic surgery
                              • B. Hospital laboratory tests
                              • C. Maternity care benefits
                              • D. Hospital care extending past 30 days
                              Reveal Solution  Discussion  0

                              Correct Answer: A  🗳️

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                              Question #2

                              Which statement is true of trade association groups eligible for group medical benefits?

                              • A. Such associations are formed for the purpose of purchasing insurance
                              • B. The association membership primarily consists of large employers
                              • C. Employer contributions are usually waived
                              • D. Members of the association are usually in the same industry
                              Reveal Solution  Discussion  0

                              Correct Answer: D  🗳️

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                              Question #3

                              After completing an application for insurance, the insurance producer collects the premiums but deposits the check in the insurance producer's checking account. What crime has been committed?

                              • A. Rebating
                              • B. Fraud
                              • C. Twisting
                              • D. Replacement
                              Reveal Solution  Discussion  0

                              Correct Answer: B  🗳️

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                              Question #4

                              If an individual's occupation is considered to be illegal:

                              • A. It may require a waiver on a disability income insurance policy
                              • B. It results in a substandard rating on an accident and health insurance policy
                              • C. It may result in a denial of a disability income claim
                              • D. It must be stated as such on an accident and health insurance application
                              Reveal Solution  Discussion  0

                              Correct Answer: C  🗳️

                              Explanation: Only visible for ActualTorrent members. You can sign-up / login (it's free).

                              Question #5

                              In dental insurance coverage, which one of the following typically is EXCLUDED?

                              • A. Root canal therapy
                              • B. Dental X-rays
                              • C. Preventive care
                              • D. Treatment started prior to the eligibility date
                              Reveal Solution  Discussion  0

                              Correct Answer: D  🗳️

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