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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Title is held by John and Kate, as joint tenants with right of survivorship. If John dies, which is the simplest manner of establishing record evidence of the marketable title in Kate?

A) Nothing is required.
B) Record a certified copy of a probate court order of John's estate distributing the home to Kate.
C) Record in the county where the property is located a certified copy of John's death certificate.
D) Probate the estate of John.

2. Title is vested in Bill and Monica. The deed says nothing as to how they are to hold title or as to their marital status. They are NOT married to each other. The presumption is that

A) the conveyance is void.
B) they are tenants by the entirety.
C) they are joint tenants with rights of survivorship.
D) they are tenants in common.

3. What is the purpose of probate of an estate?

A) to transfer a deceased's debts
B) to foreclose a lien
C) to avoid inheritance tax
D) to establish heirs

4. A real estate interest that passes at death by operation of law to the surviving title holder is known as

A) real estate contract interest.
B) tenancy in common.
C) fee simple estate.
D) joint tenancy.

5. The commissioner may refuse to issue a license if the applicant

A) has allowed an insurance license to lapse.
B) is 20-years of age.
C) provided incorrect information on licensing application.
D) is not a resident of Pennsylvania.

Solutions: