Insurance Licensing : InsNV_Health02 Questions & Answers

Last Updated: Oct 28, 2026

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Insurance Licensing InsNV_Health02 Exam Overview:

Certification Vendor:Nevada Division of Insurance / Pearson VUE
Exam Name:Nevada Accident and Health Insurance Producer Examination
Exam Number:NV_Health02
Related Certifications:Nevada Insurance Producer License
Certificate Validity Period:License validity varies according to Nevada insurance licensing requirements
Real Exam Qty:150
Available Languages:English
Passing Score:70%
Exam Format:Multiple Choice
Exam Price:$50 USD
Exam Duration:180 minutes
Recommended Training:Nevada Approved Insurance Pre-Licensing Education Providers
Exam Registration:Nevada Division of Insurance Licensing
Pearson VUE Nevada Insurance Licensing Exam Registration
Sample Questions: DOWNLOAD DEMO
Exam Way:Computer-based testing at approved Pearson VUE test centers or approved remote testing options when available.
Pre Condition:Applicants must meet Nevada insurance licensing requirements, complete required pre-licensing education, and pass the applicable examination before applying for a license.
Official Syllabus URL:https://doi.nv.gov/Consumers/Licensing/

Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

SectionObjectives
Producer Duties and Ethics- Ethical Responsibilities
  • 1. Fiduciary responsibilities
    • 2. Consumer protection requirements
      - Sales Practices
      • 1. Advertising and marketing rules
        • 2. Unfair trade practices
          Insurance Basics- Risk Management and Insurance Concepts
          • 1. Insurance principles and contract characteristics
            • 2. Types of risk and methods of handling risk
              - Insurance Contracts
              • 1. Contract elements
                • 2. Policy provisions, riders, and exclusions
                  Health Insurance Policy Provisions- Mandatory and Optional Provisions
                  • 1. Policy requirements and clauses
                    • 2. Renewability provisions
                      - Claims and Benefits
                      • 1. Claim procedures
                        • 2. Benefit determination and payment
                          Accident and Health Insurance Fundamentals- Medical Expense Insurance
                          • 1. Major medical plans
                            • 2. Hospital, surgical, and physician expense coverage
                              - Disability Income Insurance
                              • 1. Elimination periods and benefit periods
                                • 2. Disability definitions and benefits
                                  - Types of Health Insurance Policies
                                  • 1. Managed care plans
                                    • 2. Group health insurance
                                      • 3. Individual health insurance
                                        General Insurance Regulation- Licensing Requirements and Responsibilities
                                        • 1. Continuing education and license maintenance
                                          • 2. Producer licensing requirements
                                            - Nevada Insurance Department and Regulatory Authority
                                            • 1. Commissioner of Insurance powers and duties
                                              • 2. Insurance laws, rules, and regulations
                                                Government Health Insurance Programs- Medicaid and Other Programs
                                                • 1. Medicaid eligibility and coverage
                                                  - Medicare
                                                  • 1. Medicare supplement insurance
                                                    • 2. Medicare parts and eligibility

                                                      Frequently Asked Questions for the Insurance Licensing InsNV_Health02 Exam

                                                      The InsNV_Health02 exam, NV Accident and Health, assesses whether a candidate can apply Insurance Licensing knowledge to the skills measured by this credential. It is associated with the Nevada Insurance Licensing certification. The certification is positioned at the Licensed Insurance Producer level. Related credentials include Nevada Insurance Producer License.

                                                      The InsNV_Health02 exam includes 150 questions and allows 180 minutes. Plan your pacing before exam day rather than calculating it under pressure. Timed sessions with ActualTorrent practice tests can help you decide when to flag a difficult item, keep moving, and reserve enough time for a final review.

                                                      The published passing score for Insurance Licensing NV Accident and Health is 70%, and the official exam fee is $50 USD. A retake requires budgeting for the full official fee again, so it is sensible to complete several timed practice tests before scheduling. Consistent results across the 132 practice questions can give you a clearer picture of your readiness.

                                                      The stated prerequisite information for Insurance Licensing NV Accident and Health is: Applicants must meet Nevada insurance licensing requirements, complete required pre-licensing education, and pass the applicable examination before applying for a license. Before registering, review the eligibility details on the official exam page to confirm the requirements.

                                                      You can register for Insurance Licensing NV Accident and Health through the following channels:

                                                      The available exam delivery format is Computer-based testing at approved Pearson VUE test centers or approved remote testing options when available..

                                                      The following official training resources are recommended for Insurance Licensing NV Accident and Health:

                                                      After reviewing these training options, you can reinforce each topic with 132 practice questions from ActualTorrent.

                                                      Yes. ActualTorrent provides a free PDF demo so you can review the format and quality of the Insurance Licensing NV Accident and Health practice questions before placing an order. Your purchase includes 365 days of free updates, and you can extend the update service after expiration at a 50% discount.

                                                      If you take the corresponding InsNV_Health02 exam within 60 days of purchase and do not pass, you may apply for a full refund under the 100% Money Back Guarantee. Claims based on an exam taken within 3 days of purchase are not eligible; free materials, expired orders, and downloaded products that were not used before sitting for the exam are also excluded. The candidate name must match the payer name.

                                                      To apply, submit a scanned enrollment slip and the official Score Report PDF within 2 days after the exam. Eligible requests are processed within 7 days. If you prefer an alternative, you may receive two free products of equal value and keep the update service for your original purchase.

                                                      Delivery is instant after payment. Your download is also sent to your email within one minute; if it has not arrived within 2 hours, contact customer service. There is no limit on the number of computers on which the material can be installed.

                                                      The published Insurance Licensing NV Accident and Health outline contains 6 major domains. The opening domains include:

                                                      • Accident and Health Insurance Fundamentals (official weight not provided)
                                                      • Government Health Insurance Programs (official weight not provided)
                                                      • Producer Duties and Ethics (official weight not provided)

                                                      Review the complete Exam Topics section above for every domain and subtopic before planning your study time.

                                                      Insurance Licensing NV Accident and Health Sample Questions:

                                                      Question #1

                                                      Which statement best describes a preferred provider organization (PPO)?

                                                      • A. It has no deductible, coinsurance, or utilization-management features.
                                                      • B. It pays only a fixed daily hospital benefit.
                                                      • C. It requires all care to be obtained only from government hospitals.
                                                      • D. It generally provides greater benefits when members use participating providers but may allow nonnetwork care at a reduced benefit level.
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: D  🗳️

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                                                      Question #2

                                                      Which policy is designed to pay benefits upon diagnosis or treatment of a specifically named illness, such as cancer?

                                                      • A. Group term life insurance
                                                      • B. Specified disease insurance
                                                      • C. Major medical insurance
                                                      • D. Credit disability insurance
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: B  🗳️

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                                                      Question #3

                                                      Under federal law, a tax exempt Health Savings Account can only be opened for an individual who is:

                                                      • A. entitled to Medicare benefits
                                                      • B. eligible to be claimed as a dependent on another person ' s tax return
                                                      • C. covered by Long Term Care Insurance
                                                      • D. covered by a qualified High Deductible Health Plan
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: D  🗳️

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                                                      Question #4

                                                      Which of the following benefits are usually EXCLUDED or limited under a Long Term Care policy?

                                                      • A. Skilled nursing
                                                      • B. Home health care
                                                      • C. Hospice care
                                                      • D. Addictive behavior rehabilitation
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: D  🗳️

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                                                      Question #5

                                                      An individual health insurance policy contains a Change of Occupation provision. If the insured experiences a loss in a more hazardous occupation than when the policy was issued, the insurance company may:

                                                      • A. increase the waiting period to adjust for the occupational difference
                                                      • B. increase the deductible to adjust for the occupational difference
                                                      • C. deny any claim on the basis of misrepresentation
                                                      • D. adjust benefits to the amount the premium provides for the new occupation
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: D  🗳️

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